There are many types of insurance brokers, and it is important that you know which ones are the best for what you need. Insurance brokers can provide information on insurance, which you should not do on your own. Some brokers are more knowledgeable than others in insurance, which will save you money on any insurance premiums that you may end up paying. It is also important to have a broker that you can trust.There are several different types of brokers that you can use. The most basic form is called an agent, and this person will do all of the work for you. Most agents will work to provide you with the best rates that you qualify for, but they will not talk to the insurance company directly. These agents will only talk to insurance companies or agents who work with them. Agents are very good at providing the information you need about insurance.An executive broker can be found in some states, and they are insurance brokers similar to an agent. They are able to get you the best rates for insurance, but they will not tell you who to go to or how to buy insurance. This broker is not a representative of the insurance companies, and he will work for them and not for you. The executive broker is not recommended if you are in the middle of buying insurance, since the rates might be very expensive for what you need.