insurance brokers Insurance agents are people that work to secure coverage and protection for an insured. These individuals work under specific names and can be found through an insurance directory or by contacting the agent of your choice. A broker also negotiates, sells, or otherwise sells insurance. An agent also works to get clients to join an insurance network and is involved with a variety of things from marketing plans to advertising and financial information. These individuals work in an industry where they make money by selling insurance policies to others and generally get paid when a policyholder buys a policy from their company.Insurance brokers are not regulated by any state and there are no federal laws requiring these persons to be licensed. They can be registered as independent agents under the National Association of Insurance Commissions (NAIC). This association requires all their members to be licensed and has strict guidelines. This association is also responsible for maintaining and updating a website on which they offer information about how to become an insurance agent. The National Association of Insurance Commissioners (NACE) also maintains a website. There are also various online directories that are designed to help consumers locate brokers in their area. Many of these directories are open to the public.Insurance agents are employed by different states and therefore work in different areas. Some agents are employed in the larger cities, while other agents work out in smaller towns. There are also a number of insurance brokers that work independently and do not belong to any professional organization or group. Insurance agents can be licensed to practice as an agent in two or more states but may not have to have a license to practice in one state. They may also be required to have a certain amount of education and training in order to practice as an agent in one state.